Sims 4 Money Mods: Must-Have Income Solutions for Both Lazy and Hard-Working Sims!
What are some other ways of generating money other than working on a nine-to-five in The Sims 4? Here are some Sims 4 money mods to help you maximize your income! This post will introduce four Sims 4 money mods for you that allow your Sims to ask for or earn more money themselves. 💸
Sims 4 money mods are not really related to generating money directly like the money cheats “motherlode”. The mods offer players more options and ways of making money. Of the four mods in this recommendation, the post categorizes them into three types: asking for money, generating interest, and working on more jobs.🫰🏻
Sugar Baby Mod by plumlace
The first Sims 4 money mod is the Sugar Baby mod by plumlace (click to install from CurseForge)! This mod is like a premium version of the Can I Have Some Money mod. The mod runs perfectly on the base game without any other dependent mod required. Remember to tick on allow script mods in your gameplay options!
Sugar Baby mod allows you to add sugar baby/ sugar mommy/ sugar daddy traits to your Sims on the Create A Sim page. If you want to add the trait to a Sim that you’ve already been playing, you need to buy the Re-Traiting Potion with 5,000 points from the Reward Shop. Your Sim can’t do sugar-baby interaction without the trait!
Being a sugar baby, your Sim can ask your friend or just a stranger if they can be your sugar daddy/ mommy. It’s all up to the chance if they will say yes or no. Even with low friendship, NPCs may still agree to your request.
Related: For more interesting mods in The Sims 4, check here!
Upon approval, you can ask your sugar daddy for $2,000, $7,000, or the weekly allowance. The weekly allowance will grant you $10,000 every Monday, which is really the best deal you can get.
There are also interaction options allowing you to please your sugar daddy, increasing the chance of getting money from them (And yes, you can have more than one sugar daddy/ mommy!).
Sugar-baby interactions will increase the romantic relationship. So, best not to do the interactions in front of other sugar daddies/mommies, in case you trigger jealousy and reduce the romantic relationship.
Other than asking for money, you can also ask for a sugar baby date. The date is similar to a normal date but with an additional goal of getting paid $2,000 from the sugar daddy/ mommy. By accomplishing the gold medal, you will be awarded a VIP bucket, like the normal date award.
The Sugar Baby mod complements perfectly the Serial Romantic aspiration. It’s a great way to earn yourself a living if you just want to focus on romancing in The Sims 4!🥰
Can I Have Some Money? Interaction by kiarasims4mods
What if I don’t want to be a heartbreaker in the game? Then you might want to try Can I Have Some Money? Interaction mod by kiarasims4mods. The only requirement of this mod is to install an XML injector, and it works great on the base game.
The mod works based on friendships with other NPCs. You can find this interaction in the friendly interaction options. The NPC will grant you money ranging from $1-$500. Of the good friends I asked, usually, they’ll give me around $400-$500. It’s still a decent amount compared to the earnings you can make from the early stage of any career.
The money granted is more like a gift, so you don’t need to pay them back. After the interaction, your Sim will also get a happy buff from it.
SNBank Mod by SimRealist
SNBank mod made by SimRealist is a perfect mod for generating passive income in the game. You can install it through CurseForge. After installing it properly and ticking on the script mods at the gameplay option, you will see a notification in the game telling you that it’s running.
You can either register for both checking accounts and saving accounts. By signing up for the premium and meeting the minimum deposit, SNBank offers you a higher interest rate with your savings.
| Account Type | Minimum Deposit | Premier Cost | Weekly Interest Rate | Weekly Interest Rate (Premier) |
| Checking | None | $500 | 0.0% | 0.5% |
| Savings | $100 | $1000 (one-time) | 1.0% | 1.5% |
The passive income is pretty good if you have a large sum of capital sitting there. But even if it’s only a small amount, who doesn’t want some easy snack money?
Related: For more detailed information about this mod, check out my other post here!
Unlimited Jobs+ Mod by TURBODRIVER
Hey, maybe you just enjoy the process of earning money through your work! Unlimited Jobs+ mod (click here to install) can save you the time of waiting for your work day when you only have one career. This mod lets your Sim to load himself/herself up with as many careers and jobs as you want.
However, try not to clash with your working schedule because it will hurt your career performance and development. Otherwise, this mod works better and better as you progress to the late stage of any career. In those cases, usually, your Sim doesn’t have that many work days for one career, which is perfect for adding on another job!
Related: For more fun career mods, check here!
Conclusion: The Sims 4 Money Mods
While these mods don’t work like the money-cheat magic wand, they can help you level up your gaming experience and earn more income in three different ways.
If you don’t want to work at all, go for the Sugar Baby or Can I Have Some Money mod. If you want to generate passive income, install the SNBank mod. Try out Unlimited Job+ if you want your Sim to be a workaholic! There are always more mods to explore to make the content of your Sims 4 more and more diverse and interesting!
